Home Purchase

Purchase a Home with a VA Loan

For service members and veterans who qualify, a VA home loan is one of their most valuable benefits and a no-brainer over other, traditional mortgage types. If you qualify, you can buy or build a home, or refinance an existing home mortgage. This section offers information on the VA loan process.

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What Is a VA Guaranteed Home Loan?

If you want to purchase a home, condominium or manufactured home, the VA can guarantee up to $484,350 of the total loan –...

Mortgage paperwork

VA Home Loan: Are You Eligible?

There are five categories for VA home loan eligibility, based on your military service. Do you meet the criteria?

Family outside suburban house.

VA Financing & Mortgage Options

The VA guarantees a variety of home loans. There are two basic types of loans with two additional options.

VA Loan High-Cost Counties Map 2019. Source: Federal Housing Finance Agency

VA Loan Limits for High-Cost Counties: Updated for 2021

As of 2020 there is no longer a VA loan limit, but we have provided the previous VA loan limits listed by county.

VA Home Loan approval calculator and paperwork

VA Loan Income Requirements

VA loans, like other loan programs, require that you can afford the home you’re proposing to finance.

VA Home Loan Tips

Find useful information that can help you take advantage of your VA Loan benefit. Here are some useful tips regarding the VA Home Loan Programs.

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Top 3 VA Home Loan Tips

Servicemember with his family.

4 Common VA Loan Myths

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Get the FAQs on VA Home Loans

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Benefits of a VA Loan in Today's Market

Army Corps-built home

Cash-Out Refinance Tips

Juan Dominguez and his wife, Alexis, hold hands during the unveiling of a “smart home” donated to him and his family, Sept. 11, 2012. (U.S. Marine Corps/Jacob H. Harrer)

VA Loan Tips for Disabled Veterans

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Suburban family home.

Inside the VA Cash Out Refinance

An existing VA mortgage, just like any other mortgage, can be refinanced. The VA home loan however is eligible for both...

House for sale

Understanding VA Minimum Property Requirements

The VA minimum property requirements for mortgages backed through the veterans benefits program can help determine whether...

A soldier and his family sits on the front stoop. (Photo: U.S. Army)

VA Loan Eligibility for Surviving Spouses

You may be able to get a COE if you're the spouse or widow of a veteran under certain circumstances.

Two construction workers laying cinder blocks.

VA Construction Loans

Newly built properties give you more control over their features. How can you use your VA home loan benefit to build a home?