Post-9/11 GI Bill Overview

The Post-9/11 GI Bill provides education benefits for those who have served on active duty or in the Selected Reserve for 90 or more days after Sep. 10, 2001. The payment rate depends on how much active-duty time or federal service a member has.

What It Pays

The Post-9/11 GI Bill has several parts, including:

• Up to 100% tuition and fee coverage
• Monthly housing allowance
• Up to $1,000 a year for books and supplies
• Ability to transfer your GI Bill to family members
• The Yellow Ribbon Program for students attending private schools

What Can You Use It For?

You can use your Post-911 GI Bill for many things, including:

• College degrees such as associate, bachelor's, or higher
• Vocational/technical training including non-college programs
• On-the-job/apprenticeship programs
• Licensing and certification reimbursement
• National testing programs such as SAT, CLEP, AP, etc.
• Flight training
• Correspondence training
• Work study
• Tuition assistance top-up
• Tutorial assistance

The Post-9/11 GI Bill can pay your full tuition and fees at school, provide you with a monthly housing allowance while you are going to school, and give you up to $1,000 a year for books and supplies.

If you live in a remote location, the Post-9/11 GI Bill will even provide you with a one-time relocation allowance to move closer to your school.

Another provision of the Post-9/11 GI Bill allows eligible service members to transfer their unused benefits to family members.

Post-9/11 benefit payments are tiered based on the amount of creditable active-duty or federal service you have since Sep. 10, 2001. See the table below to determine your benefit tier.

Read More: How to Use the GI Bill to Pay for College

Basic Eligibility Criteria for Post-9/11 GI Bill Benefits

At a minimum, you must have served at least 30 days of continuous active-duty service after Sep. 10, 2001, and have been discharged due to a service-connected disability; or served an aggregate of 90 days of active-duty or federal service after that date and received an honorable discharge.

For reserve and Guard members, the following duty qualifies for Post-9/11 GI Bill eligibility:

• All Title 10 active duty supporting named contingency operations.
• Title 32 service for the purpose of organizing, administering, recruiting, instructing, or training the National Guard.
• Title 32 service under section 502(f) for the purpose of responding to a national emergency.
• All voluntary active duty, with the exception of active duty for medical care and medical evaluation.

What You Qualify For

NOTE 1: A spouse cannot get the monthly housing allowance or Yellow Ribbon benefit if the sponsor is still on active duty.

Post-9/11 GI Bill Benefit Tiers

Your Post-9/11 GI Bill tuition and housing allowance payments are based on your length of creditable active-duty service after Sept. 10, 2001. If you are discharged for disability after at least 30 days of active duty, you automatically receive the 100% benefit tier. Active-duty time for the Post-9/11 GI Bill can also include Title 10 mobilizations and some Title 32 duty for reservists and Guard members. The following table shows the benefit tiers and corresponding active-duty time:

Tuition and Fees

The Department of Veterans Affairs (VA) will pay your tuition and fee payments directly to the school. Tuition payments are based on the amount of creditable active-duty service after Sep. 10, 2001.

For example, if you served 24 months on active duty after Sept. 10, 2001, your GI Bill benefit tier percentage is 80%. If you are attending a public school with tuition of $10,000 per semester, 80% of your tuition and fees, or $8,000, would be paid by the Post-9/11 GI Bill.

The GI Bill can pay up to the full resident tuition at any public school if you are qualified to receive benefits at the 100% rate based on your active service shown above.

Public schools must offer resident tuition to all veterans who have been out of the military for less than three years, their dependents using transferred benefits, and the dependents using transferred benefits of active-duty members.

If you are attending a private or foreign school, the VA will pay you an annual maximum of $27,120.05 for the 2023-24 academic year.

Learn more about Post-9/11 Tuition and Fee coverage

Monthly Housing Allowance

The Post-9/11 GI Bill also pays a monthly housing allowance based on the ZIP code of the location of the school or campus where you attend the majority of your classes. This stipend averages $1,934.80 a month but can exceed $2,700 depending on where you go to school. Students taking 100% of their courses online are eligible for a monthly stipend equal to half of the national average stipend, which is currently $967.40.

Housing allowance payments are based on your active-duty service after Sept. 10, 2001.

For example, if you served 24 months on active duty after Sept. 10, 2001, your GI Bill benefit tier percentage is 80%. If you are attending a school that has a monthly housing allowance of $1,000 a month, you would receive 80% of your housing allowance or $800 a month.

This stipend is based on the DoD's Basic Allowance for Housing (BAH) for an E-5 with dependents living in the school's ZIP code. This stipend does not require students to live on campus.

NOTE: Service members currently on active duty, their spouses using transferred benefits, and those taking courses on a half-time basis or less do not qualify for the monthly housing allowance.

Your housing allowance is also based on your training or instructional time, and you must be training at greater than 1/2 time training to receive the monthly housing allowance.

If you are taking undergraduate classes, your training time is determined as follows:

If 12 credits is considered full-time, a course load of six credits yields a training time of 50% (6 ÷ 12 = .50), whereas a course load of seven credits yields a training time of 58% (7 ÷ 12 = .58). In this scenario, a veteran would need to enroll for at least seven credits (such as two three-credit classes and a one-credit lab) in order to receive the housing allowance benefits.

For graduate training, the VA will pay your benefits based on what the school reports your training time to be. So, if you are taking three graduate hours and the school tells the VA that you are considered a full-time student, that is what the VA will pay you.

Once the training time is determined, the monthly housing allowance is paid at the nearest 10% level. For instance, if your training time is determined to be 58% as calculated above, you will be paid 60% of the applicable housing allowance. If your training time is calculated to be 84%, you will be paid 80% of the applicable housing allowance.

Read More: GI Bill Top Questions Answered

Book and Supply Stipend

You may receive an annual book stipend of up to $1,000 per year with the Post-9/11 GI Bill. This stipend will be paid at the beginning of each term. It is paid proportionately based on the number of credits taken by each student at $41.67 per credit hour.

Yellow Ribbon Program

The Post-9/11 GI Bill also includes a provision to help students avoid some or all of the out-of-pocket tuition and fees associated with education programs that may exceed the Post-9/11 GI Bill tuition benefit. The Yellow Ribbon Program is not automatic. Schools must enter into an agreement with the VA to share the expense.

To qualify to receive Yellow Ribbon benefits, you must meet the following criteria:

• Qualify for the Post-9/11 GI Bill at the 100% benefit tier.
• Be attending an approved institute of higher learning in the U.S.

Learn more about the Yellow Ribbon Program.

One-Time Relocation Allowance

You may also receive a one-time rural relocation benefit payment of $500 to help cover the cost of relocating from a rural location to attend school.

To qualify, you must:

• Be an otherwise eligible veteran.
• Reside in a county with six persons or less per square mile (as determined by the most recent decennial census) and:
• Either physically relocate at least 500 miles to attend an educational institution
  - or -
• Travel by air to physically attend an educational institution if no other land-based transportation exists.

Benefit Transferability

DoD authorizes individuals who have served at least six years in the military and who agree to serve at least another four years to transfer their unused GI Bill to family members. DoD and the individual services can make changes to this policy at any time.

NOTE: You can only transfer benefits while on active duty or in the Selected Reserve.

Learn more about transferability.

Keep Up With Your Education Benefits

Whether you need a guide on how to use your GI Bill, want to take advantage of tuition assistance and scholarships, or get the lowdown on education benefits available for your family, Military.com can help. Subscribe to Military.com to have education tips and benefits updates delivered directly to your inbox.