Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

The front of a medical building appears with the sign "Clinical Annex."

Ask Lacey: Should I Stay Signed Up for Medicare Part B?

For military retirees and their eligible family members, Tricare for Life works hand in hand with Medicare.

A miniature shopping cart on a wood tabletop contains regular-sized school supplies.

Back-to-School Budgeting Plan for Military Families

Back-to-school season is a fresh start for kids and families, a time to reconnect with friends or make new ones and the...

What to Do When a Military Spouse Loses Income

When you’re depending on that paycheck to cover essentials like rent, car payments or groceries, losing it can turn your...

a printed sheet of paper labeled "debt forgiveness" is pictured on a desk

Ask Lacey: Are Ads for 'Veteran Credit Forgiveness' Legit?

Most of these ads are not what they seem, and you're right to question them.

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

A moving truck is unloaded as a family moves into their new home.

How to Navigate Finances During a Permanent Change of Station

A PCS comes with many unknowns. Those uncertainties can cause stress, especially when it comes to your money.

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

Ask Lacey: How Service Members Can Stick to a Financial Budget

Military-life curveballs such as mobilizations, an unplanned permanent change of station or unexpected moving costs make...

How to Keep Your Finances in Check All Year Long

By reviewing your finances throughout the year, you can catch problems early, adjust your plans and make sure you're always...

(Sgt. 1st Class Veshannah Lovelace/U.S. Army photo)

Ask Lacey: Does Paying Off Debt or Investing for the Future Take Priority?

It’s usually better to eliminate your debt, or at least reduce it, before investing in long-term savings such as your IRA.

Military News

Get the Military Insider Newsletter

Get the latest on pay updates, benefit changes and award-winning military content. Right in your inbox.

By signing up, you agree to our Privacy Notice.

Thank you for subscribing!

View more newsletters on our Subscriptions page.

One last step.

Verify your free subscription by following the instructions in the email sent to:

Most Popular Military News

Naval Station Great Lakes Building One at sunset

Navy Gets Request for ICE, National Guard to Operate Out of Chicago-Area Base

The installation, home to the Navy's only recruit training facility, would provide facilities and logistics for immigration...

U.S. Air Force Lt. Gen. Tony Bauernfeind

Air Force Academy Cancels Lecture After Discovering Speaker Disparaged Trump

Air Force Academy officials have canceled an upcoming annual lecture after discovering the speaker's online history of...

Micki Witthoeft, mother of Ashli Babbitt

Jan. 6 Rioter Fatally Shot by Police Approved for Military Funeral Honors by Air Force

Ashli Babbitt, who served as a senior airman, was among a group of rioters attempting to smash through barricaded doors...

Venezuelan President Nicolas Maduro raises his fist

Venezuela Prepares for Potential US Attack with Armed Drones Designed by Iran

The long-standing links between Caracas and Tehran have been a source of contention between Venezuela and the United States.

construction of large white tents for a new immigrant detention center at Fort Bliss

Mystery Surrounds $1.2 Billion Army Contract to Build Huge Detention Tent Camp in Texas Desert

When President Donald Trump's administration last month awarded a contract worth up to $1.2 billion to build and operate what...

Illinois National Guard in 1968, in Chicago

The National Guard Has Been Activated to Chicago 18 Times from 1877-2021. Here’s a Breakdown.

A review of the Tribune’s archives produced 18 events in which the governor activated the National Guard within Chicago. Two...

Latest Military Videos

High Row

Military.com fitness writer Stew Smith demonstrates the proper form for high rows. (Aug. 29) military.com

Kettlebell Swings

Military.com fitness writer Stew Smith demonstrates the proper form for kettlebell swings. (Aug. 29) military.com

Hang Clean

Military.com fitness writer Stew Smith demonstrates how to do a hang clean. (Aug. 29) military.com

Jumping Jacks

Military.com fitness writer Stew Smith demonstrates the proper form for jumping jacks. (Aug. 29) military.com

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Sen. Joni Ernst speaks during an Iowa GOP event

Iraq War Veteran Sen. Joni Ernst Expected to Announce Next that She Won't Run for Reelection

U.S. Sen. Joni Ernst is expected to announce next month she won't seek reelection, leaving another vacancy in an Iowa seat...

A view of the United States Military Academy at West Point, N.Y.

Portrait of Confederate Gen. Robert E. Lee with Slave Rehung at West Point

The reinstallation marks the latest effort by the Trump administration to reverse the work of a congressionally mandated...

Navy News

Navy officers walk through the tunnels of the Red Hill Bulk Fuel Storage Facility.

2 Civilians Indicted for Their Role in a Pearl Harbor Fuel Spill That Sickened 6,000 People in 2021

The indictments are the first to result from the fuel spill that angered Hawaii residents, lawmakers and military service...

Randy 'Duke' Cunningham, Naval Aviator and Corrupt Appropriator, Dies at 83

Cunningham, a California Republican, joined the Navy at age 25 and during the Vietnam War became the first “ace,” an honor...

Air Force News

Jan. 6 Rioter Fatally Shot by Police Approved for Military Funeral Honors by Air Force

Ashli Babbitt, who served as a senior airman, was among a group of rioters attempting to smash through barricaded doors...

B-52 bomber from in a flyover at the North Dakota State Fair

NTSB Says B-52 Bomber Nearly Hit 2 Different Planes in North Dakota Last Month

These close calls were just the latest incidents to raise questions about aviation safety in the wake of January’s midair...

Space Force News

Family and friends pin Officer Training Course badges on graduating U.S. Space Force Guardians

Space Force Celebrates First Officer Training Course Graduation at Peterson Space Force Base

The Space Force celebrated the first graduating class of its new Officer Training Course, marking a new approach to training...

109th Electromagnetic Warfare Squadron at Joint Base Pearl Harbor-Hickam

Air Guard Transfers to Space Force Appear Likely as Senators Backtrack on Effort to Stop It

New amendments added to Congress' must-pass annual defense policy bill would allow the Space Force to take over certain state...

Marine Corps News

The sign at the entrance at Marine Corps Base Camp Pendleton

Camp Pendleton Officer, Wife Sue Military Housing Company over Crash That Killed 8-Year-Old Son

A Marine Corps family whose 8-year-old son died last year after he was struck by a vehicle while riding his bicycle on Camp...

Marine Veteran Charged with Threatening to Shoot Schoolchildren Now Out of Jail

Once held on $1 million bond for livestreaming threats to shoot elementary school children, a military veteran is now out of...

Coast Guard News

USS Falcon crewmen suit up 2 Navy divers during the rescue operation following the sinking of the USS Squalus.

How the Men on a Navy Submarine Survived After Sinking 240 Feet in the Atlantic

Trapped 240 feet beneath the surface of the Atlantic Ocean, Lt. Oliver Naquin could not ensure the crew of the USS Squalus...

Connecticut Gov. Ned Lamont speaks at the State Capitol

Governor Announces $7.7M State Investment in Connecticut Sub Base Waterfront

Gov. Ned Lamont announced nearly $7.8 million in state funding to improve the Naval Submarine Base's waterfront as the state...