Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

Ask Lacey: How Service Members Can Stick to a Financial Budget

Military-life curveballs such as mobilizations, an unplanned permanent change of station or unexpected moving costs make...

How to Keep Your Finances in Check All Year Long

By reviewing your finances throughout the year, you can catch problems early, adjust your plans and make sure you're always...

(Sgt. 1st Class Veshannah Lovelace/U.S. Army photo)

Ask Lacey: Does Paying Off Debt or Investing for the Future Take Priority?

It’s usually better to eliminate your debt, or at least reduce it, before investing in long-term savings such as your IRA.

An airman lets a stack of coins fall into the palm of their hand in honor of Financial Planning Month at Laughlin Air Force Base, Texas.

What to Do (and What Not to Do) with Your Pay Raise

Here's what to do -- and what not to do -- to ensure your pay raise sets you up for financial success.

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Most Popular Military News

Joint Chiefs Chairman Gen. Dan Caine speaks during a news conference

Pentagon Says US Doesn't Want to Pursue War with Iran After Bombing 3 of its Nuclear Sites

The mission, called “Operation Midnight Hammer,” involved decoys and deception, and met with no Iranian resistance, Hegseth...

Moving boxes sit in a U.S. Air Force airman’s home in Las Vegas

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The company, HomeSafe Alliance, had been struggling to manage the U.S. military's domestic moves this year.

A B-2 bomber arrives at Whiteman Air Force Base, Missouri.

How the US Bombarded Iranian Nuclear Sites Without Detection

“Our B-2s went in and out and back without the world knowing at all,” Secretary of Defense Pete Hegseth told reporters Sunday...

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A U.S. Marine with Joint Task Force - Crisis Response

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An Afghan man who fled to the United States after he says his brother was murdered by the Taliban in retaliation for working...

Hospital Corpsman Third Class Dru Calloway conducts push-ups aboard Marine Corps Air Station Cherry Point, North Carolina.

The 5 Most Effective Push-Up and Pull-Up Workouts

Simply performing more reps is a logical start, but how you structure your training volume can mean the difference between...

Latest Military Videos

Iran Launches Missiles at US Military Base in Qatar in Retaliation for American Bombing

Iran launched a missile attack Monday on a U.S. military base in Qatar, retaliating for the American bombing of...

Israeli Military Releases a Video that It Claims to Show Strikes on 6 Airports in Iran

The Israeli military released a video on Monday that it claimed showed strikes on six airports in Iran. (June...

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The U.S. military struck three sites in Iran early Sunday, inserting itself into Israel’s effort to destroy Iran's nuclear...

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President Donald Trump called into question the future of Iran’s ruling theocracy after a surprise attack on three of...

Investigations and Features

In One of the Marines' Most Iconic Jobs, a Stunning Pattern of Suicide

Marine Corps drill instructors are a national symbol of discipline. But for some, their imposing persona belies a dark...

Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

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A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

Three Purple Heart Medals displayed in a box.

West Virginia Museum Honoring Veterans Plans for the Future

The museum’s supporters want to honor as many veterans as possible, but space is limited.

The US Commemorates 250th Anniversary of the 'Great American Battle,' the Battle of Bunker Hill

Bunker Hill was an early showcase for two long-running themes in American history — improvisation and how an inspired band of...

Navy News

USS Dwight D. Eisenhower crosses the Strait of Hormuz into the Persian Gulf

The Strait of Hormuz Is a Vital Route for Oil. Closing It Could Backfire on Iran

The Strait of Hormuz is between Oman and Iran, which boasts a fleet of fast-attack boats and thousands of naval mines as well...

How the US Bombarded Iranian Nuclear Sites Without Detection

“Our B-2s went in and out and back without the world knowing at all,” Secretary of Defense Pete Hegseth told reporters Sunday...

Air Force News

How the US Bombarded Iranian Nuclear Sites Without Detection

“Our B-2s went in and out and back without the world knowing at all,” Secretary of Defense Pete Hegseth told reporters Sunday...

Pentagon Says US Doesn't Want to Pursue War with Iran After Bombing 3 of its Nuclear Sites

The mission, called “Operation Midnight Hammer,” involved decoys and deception, and met with no Iranian resistance, Hegseth...

Space Force News

U.S. Rep. Dale Strong speaks at Drake State Community and Technical College

Trump Talks Space Command Move to Alabama in Video Posted to Social Media

President Donald Trump was talking to U.S. Rep. Dale Strong when he seemed to confirm U.S. Space Command’s headquarters was...

Five of the Air and Space Force’s newest officers stand at attention during a University of New Mexico Air Force Reserve Officer Training Corps Detachment 510 Commissioning Ceremony at the New Mexico Veterans Memorial, N.M., May 16, 2025. During the ceremony, five of the Air and Space Force’s newest officers were sworn into service. (U.S. Air Force photo by Senior Airman Spencer Kanar)

How to Become a Space Force Officer

U.S. Space Force officers, who plan and manage personnel, make up about half the service.

Marine Corps News

U.S. Marine Corps veteran Adrian Clouatre holds his 3-month-old daughter Lyn and his nearly two old son

ICE Detains Marine Corps Veteran's Wife Who Was Still Breastfeeding Their Baby

U.S. Immigration and Customs Enforcement officers detained the wife of a Marine Corps veteran in Louisiana during a routine...

FedEx Founder Fred Smith, a Marine Corps Veteran who Revolutionized Package Delivery, Dies at 80

He told The Associated Press in a 2023 interview that everything he did running FedEx came from his experience in the Marines...

Coast Guard News

Hawaii Coast Guard Crew Wraps Up Enforcement Mission in Cook Islands

The Lane, a 270-foot Medium Class Endurance Cutter arrived in Hawaii in late 2023 to serve as the U.S. Coast Guard’s first...

The U.S. Coast Guard Academy in New London, Conn.

Report Details Long-Standing Mold Problems at Coast Guard Academy

A federal agency has released the final report of its yearslong evaluation of indoor dampness and mold at the U.S. Coast...

Lacey Langford

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