Lacey Langford

Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an accredited financial counselor® with more than 15 years of financial planning, counseling and coaching experience.

Lacey’s the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. She’s the host of "The MilMo Show," a podcast that helps the military community make, save and invest money wisely. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.

Latest Articles

How to Prepare Financially for the Transition to Civilian Life

Without preparing for life after the military, the loss of benefits, higher taxes, tighter budgets and family stress can...

This March 22, 2013, file photo shows the exterior of the Internal Revenue Service building in Washington.

Ask Lacey: Is Concurrent Retirement and Disability Pay Taxed?

Concurrent Retirement and Disability Pay (CRDP) can be hard to wrap your head around, especially when it comes to taxes and...

Ask Lacey: How Can Veterans Get Free Cell Phones?

The good news is, there are options to help you without jumping through a bunch of hoops.

a printed sheet of paper labeled "debt forgiveness" is pictured on a desk

Ask Lacey: Are Ads for 'Veteran Credit Forgiveness' Legit?

Most of these ads are not what they seem, and you're right to question them.

The front of a medical building appears with the sign "Clinical Annex."

Ask Lacey: Should I Stay Signed Up for Medicare Part B?

For military retirees and their eligible family members, Tricare for Life works hand in hand with Medicare.

A miniature shopping cart on a wood tabletop contains regular-sized school supplies.

Back-to-School Budgeting Plan for Military Families

Back-to-school season is a fresh start for kids and families, a time to reconnect with friends or make new ones and the...

What to Do When a Military Spouse Loses Income

When you’re depending on that paycheck to cover essentials like rent, car payments or groceries, losing it can turn your...

Ask Lacey: Is Private Long-Term Care Insurance Necessary for a 100% Disabled Vet?

As a 100% disabled veteran, you have valuable Department of Veterans Affairs benefits that might make private LTC insurance...

A moving truck is unloaded as a family moves into their new home.

How to Navigate Finances During a Permanent Change of Station

A PCS comes with many unknowns. Those uncertainties can cause stress, especially when it comes to your money.

What You Should Do with Special Duty Pay and Bonuses

Receiving special duty pay, such as jump, dive or flight pay, is great news for your financial planning. That said, be...

Ask Lacey: Do Any Programs Offer Low-Cost Auto Insurance?

Finding cheaper auto insurance is all about shopping around, asking questions and requesting discounts.

How Military Spouses Can Save for Retirement

Fortunately for military spouses, you can still save for your own retirement, even with challenges such as unemployment and...

Ask Lacey: How Service Members Can Stick to a Financial Budget

Military-life curveballs such as mobilizations, an unplanned permanent change of station or unexpected moving costs make...

How to Keep Your Finances in Check All Year Long

By reviewing your finances throughout the year, you can catch problems early, adjust your plans and make sure you're always...

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Most Popular Military News

Ex-Navy SEAL Robert O'Neill sued a pair of podcasters for $25 million, claiming that they have tarnished his reputation going back to the raid, killing of Osama bin Laden. (Robert O'Neill website)

The Latest in Ex-Navy SEAL Robert O'Neill's $25 Million Defamation Lawsuit

The $25 million defamation lawsuit by ex-Navy SEAL Rob O'Neill could be decided by a jury in state or federal court.

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Veterans Can Now Get VA Auto Grants Every 10 Years. Here's What Changed

A disabled veteran who received a Department of Veterans Affairs automobile grant decades ago can now apply for another one.

U.S. Space Force Capt. Erin Davis, 1st Range Operations Squadron range operations commander, maintains situational awareness inside the Morrell Operations Center during support for the Falcon 9 Starlink 6-78 mission, at Cape Canaveral Space Force Station, Florida, Nov. 20, 2025. The Starlink 6-78 mission marks the 100th launch from the Eastern Range this year. The MOC supports every space launch from CCSFS and Kennedy Space Center. (U.S. Space Force photo by Gwendolyn Kurzen)

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Howard woke up around midnight in a hospital in Cherbourg, France. He was among the lucky ones. On that Christmas Eve in 1944...

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Free and Discounted Tax Preparation for Military

Military personnel and their families have access to a variety of tax preparation and filing services for free.

HL7442, the aircraft involved, pictured in 1980 with a previous livery. (Wikimedia Commons)

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Latest Military Videos

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Nearly a month after US operation that captured Maduro, uncertainty and fear persist for Venezuelans.

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A mix of hope and fear settles over Venezuela after US-imposed government change.

US Navy Destroyer Docks at Israeli Red Sea Port

US Navy destroyer docks at Israeli Red Sea port.

EU Lists Iran's Revolutionary Guard as Terrorist Organization

EU lists Iran's Revolutionary Guard as terrorist organization.

Investigations and Features

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Army Capt. Jeremy Kuykendall and his wife Kate, cradle their daughter

Unsupervised: Military Child Care Centers Slow to Report Abuse with Little Oversight

A Military.com investigation into military day care centers revealed that service branch rules generally prioritize...

Army News

James Sneed poses with a YMCA staff member during his 102nd birthday celebration on Sept. 16, 2024 at the D.A. Turner YMCA in Columbus, Georgia. (Submitted photo)

At 103, World War II Veteran Inspires Others with YMCA Workouts

James Sneed, 103, hits the gym three times a week, showing you're never too old to improve your body and mind.

Image from U.S. Department of the Army No Gun Ri Review Report - p47. These photos were uncovered and released during the investigation. (Wikimedia Commons)

The No Gun Ri Massacre: When American Soldiers Killed Hundreds of South Korean Refugees

For three days, soldiers of the 7th Cavalry Regiment poured rifle and machine gun fire into the twin tunnels. Families...

Navy News

Two traditional dhows sail by a large container ship in the Strait of Hormuz.

What to Know About the Strait of Hormuz as Iran Plans Military Drill

The U.S. military's Central Command issued a warning telling Tehran that any “unsafe and unprofessional behavior near U.S...

Patriotic Kenny, an 84-year-old Navy veteran, rides his mobility scooter alongside another veteran during a neighborhood outing that has become a symbol of his viral TikTok campaign to combat isolation and promote veteran mobility. (Patriotic Kenny Foundation)

84-Year-Old 'Patriotic Kenny' Helps Veterans, Goes Viral on TikTok

An 84-year-old Navy veteran turned viral TikTok fame into a grassroots effort that helps isolated veterans regain mobility...

Air Force News

Iran's Revolutionary Guard Commander Warns the US, Says His Force Has its 'Finger on the Trigger'

Gen. Mohammad Pakpour, warned the United States and Israel “to avoid any miscalculation.”

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Irish Lawmaker Wants Legislation Requiring US Military Aircraft Inspections

Conor Sheehan, an Irish Labour Party politician, called Ireland's lack of aircraft inspections "troubling."

Space Force News

US Space Force Turns 6: Has It Met Expectations?

The U.S. Space Force marked its sixth anniversary in December, reflecting a shift from stand-up to sustained operations as...

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Space Force Education Programs: What Guardians Need to Know

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Marine Corps News

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Coast Guard News

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Coast Guard officials have not released the names of the seven people who were lost.

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Coast Guard Battles Winter Ice on Great Lakes

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