Credit and Debt

Getting your first credit card is a rite of passage of sorts, make it a passage to a happy place and not a nightmare.

The holidays are often a time of overspending that leaves you feeling haunted when the credit card bill arrives in January.

Before you get too flattered by an approval of a higher spending limit, work out if it's the right decision for your finances...

Just because you can borrow money doesn't mean you should.

It pays to think about your spending habits and what kinds of rewards you want before you start applying for rewards cards.

That discount on your first purchase when you sign up for an in-store credit card may not be as a good deal as it sounds.

Urban myths and tall tales are all over the place, and the world of credit and credit scoring is not without its own set of...

Credit card debt is particularly insidious because it comes with a high rate of interest that can impair quick repayment.