Simply go to www.aafmaa.com, get a quote for the policy type and coverage amount you desire and apply online. On the quote results page you will see a red 'Apply' next to the policy premium. Click on "Apply" and begin the process. It shouldn't take more than about 10 - 15 minutes to complete, depending on how much information you have at hand when applying.
If you want to submit your completed application online you can do so by using a credit card for deposit. The application and credit card information will be sent electronically (and securely) to AAFMAA, and a representative will contact you for all remaining information. We will still need a copy of your identification and any supporting documents, such as medical information, in order to complete the processing of your application.
One of the benefits to using the online application process is legible information, complete applications (you can't skip a required section) and quick, electronic submission using a digital signature. If you do not wish to submit with an electronic signature and your credit card information, you can still complete the entire application online, print it out and fax toll-free to 1-888-210-8201, scan and email to membership@aafmaa.com or mail to AAFMAA at 102 Sheridan Ave, Ft Myer, VA 22211.